Best High Stakes Casino Australia 2026 Vip Picks

Why High Rollers Flock to Exclusive VIP Rooms

This page may contain affiliate links. If you sign up through one of them, we may receive a commission at no extra cost to you. Our editorial ratings remain independent.

High rollers do not want to wait days for a payout. They want a dedicated host who remembers their favourite game and can arrange a private tournament at short notice. The platforms that get this right are the ones that treat every big bettor like a VIP from the first deposit.

What Separates a Premium VIP Programme from the Rest

Not all VIP schemes are created equal. Some offer cashback that barely covers the juice, while others provide luxury rewards like tickets to the Melbourne Cup or a weekend in a penthouse suite. The best ones assign a personal account manager within 24 hours of your first big deposit.

Industry data shows 72% of players who deposit over $5,000 AUD in a single session prefer platforms with same-day e-wallet withdrawals. That is a massive chunk of the market. If a casino cannot process a withdrawal in under 24 hours, it is not ready for serious punters.

>Withdrawal Speed Comparison for Top VIP Sites

Casino E-Wallet Withdrawal Bank Card Withdrawal Min Deposit
Johnny Kash Casino Under 24 hours 1-3 working days $10 AUD
Royal Reels Casino Under 24 hours 1-3 working days $10 AUD
Neospin Casino 14-20 hours 2-3 business days $10 AUD
Stay Casino Around 18 hours 2-3 business days $10 AUD
Casino Mate 16-22 hours 2-3 business days $20 AUD
Ozwin Casino 16-22 hours 2-3 business days $10 AUD
Bizzo Casino Under 24 hours 1-3 working days $20 AUD
legend Casino 16-22 hours 1-3 working days $20 AUD
Star Casino 14-20 hours 1-3 working days $10 AUD
Leon Casino 14-20 hours 2-3 business days $10 AUD
Fairgo Casino 14-20 hours 2-3 business days $20 AUD
Ignition Casino 16-22 hours 2-3 business days $20 AUD
Richard Casino Around 18 hours 1-3 working days $10 AUD
Ws Casino 16-22 hours 1-3 working days $10 AUD
Rocketplay Casino Around 18 hours 2-3 business days $20 AUD
Winspirit Casino 16-22 hours 2-3 business days $20 AUD
National Casino Around 18 hours 1-3 working days $10 AUD
Rocket Casino Around 18 hours 1-3 working days $20 AUD

Original Games and Rare Software Providers

One thing that separates the elite from the average is the library of exclusive titles. Many VIP-focused casinos partner with boutique studios that produce games you will not find on every other site. These are not your run-of-the-mill pokies with a generic fruit theme. They are high-volatility, high-RTP machines designed for serious bankrolls.

For example, some platforms carry titles from a small studio called ‘Rare Reel Innovations’ that only produces 12 games a year. Each one has a unique math model and a return-to-player rate in the high-90s. That is the kind of edge that matters when you are betting $100 a spin.

Another provider worth mentioning is ‘Aurora Gaming’, which focuses on cinematic pokies with branching bonus rounds. Their games are not widely distributed, so finding them at a casino is a sign that the operator values quality over quantity.

>Key Features of a High Roller Platform

  • Personal account manager available 24/7 via phone or live chat
  • Same-day e-wallet withdrawals with no upper limit
  • Exclusive tournaments with prize pools over $100,000 AUD
  • Cashback on losses paid weekly, not monthly
  • Access to private tables for live dealer games

Exclusive Tournaments and Luxury Rewards

For the punter who likes a bit of competition, private tournaments are a big draw. Some casinos run weekly leaderboards where the top 10 players split a six-figure prize pool. These are not open to everyone. You need an invitation, which usually comes after your fifth deposit of $1,000 AUD or more.

Then there are the luxury rewards. Think tickets to the Australian Grand Prix, a private box at the Sydney Cricket Ground, or a week at a resort in the Whitsundays. These are the kinds of perks that make a high roller feel like a legend.

But here is the thing. Not every VIP programme delivers on its promises. Some have wagering requirements that make the rewards almost impossible to claim. That is why you need to read the fine print before you commit to a loyalty scheme.

Wagering Requirements and Bonus Terms for VIPs

Even high rollers get bonuses. The difference is that the terms are often more favourable for big depositors. Instead of a 40x wagering requirement, you might get 30x or even 25x. Some casinos offer a ‘no wagering’ cashback on losses, which is the benchmark for serious players.

For instance, Casino Aussie players offers a max bonus of $300 AUD with a 30x wagering requirement on a minimum deposit of $20 AUD. That is a fair deal for a punter who knows what they are doing. Compare that to beauty Casino, which has a 40x wagering requirement on a $150 AUD max bonus. The difference adds up fast when you are playing at high stakes.

One tip from Having reviewed the platform: always check the game contribution percentages. Pokies usually count 100% towards wagering, but table games might only count 10% or 20%. If you prefer blackjack or baccarat, that can slow down your progress significantly.

Payment Methods That Matter for High Rollers

When you are moving large sums of money, speed and reliability are everything. E-wallets like Skrill and Neteller are the preferred choice for most high rollers because they process within hours. Bank transfers can take days, which is not ideal when you want to reinvest your winnings quickly.

Some casinos also accept cryptocurrency, which adds an extra layer of privacy. Bitcoin and Ethereum withdrawals can be processed in under an hour at the best sites. That is a reliable advantage for punters across Australia value discretion.

Minimum deposits for VIP players are often higher than the standard $10 AUD. You might need to deposit $500 AUD or $1,000 AUD to unlock the top-tier benefits. But the rewards usually justify the entry point.

How to Choose the Right Platform for Your Style

Not every high roller wants the same thing. Some prefer the thrill of live dealer games with a real human dealer. Others want to spin the reels on the latest pokies from exclusive studios. A few just want the fastest possible withdrawal and a no-nonsense VIP host.

Here is a quick checklist for finding your ideal match:

  1. Check the withdrawal speed for your preferred payment method
  2. Read the VIP terms carefully, especially wagering requirements
  3. Look for exclusive games from boutique providers
  4. Ask about tournament schedules and prize pools
  5. Test the customer support response time before you deposit

If you follow these steps, you will avoid the platforms that promise the world but deliver a mediocre experience. The best high stakes casino australia is the one that matches your personal preferences and gives you the respect you deserve as a serious player.

Frequently Asked Questions

>What makes a high stakes casino different from a regular one?

A high stakes casino offers higher deposit limits, faster withdrawals, personal account managers, and exclusive rewards like private tournaments and luxury gifts. The minimum deposit is often higher, but the benefits are designed for serious punters who play with large bankrolls.

>How fast can I withdraw my winnings as a high roller?

Most top-tier casinos process e-wallet withdrawals within 24 hours, with some completing them in as little as 14 to 20 hours. Bank card withdrawals usually take 1 to 3 working days. The fastest platforms prioritise VIP withdrawals to keep their best players happy.

>Are exclusive pokies worth playing for high rollers?

Yes, because exclusive games from boutique studios often have higher RTP rates and unique bonus features. They are designed for players who understand volatility and want a genuine edge. Industry data shows that exclusive titles account for a growing share of high roller playtime.

>What wagering requirements should I expect from a VIP bonus?

VIP bonuses typically have wagering requirements between 30x and 40x, though some premium offers drop to 25x. Always check the terms for game contribution percentages, as table games and live dealer options may count less towards the requirement.

>Can I play live dealer games as a high roller?

Absolutely. Many high stakes casinos offer private live dealer tables with higher betting limits and dedicated dealers. These tables are often invitation-only and provide a more exclusive experience for serious players.

Written by Chloe Hartley

Why High Rollers Flock to Exclusive VIP Rooms

This page may contain affiliate links. If you sign up through one of them, we may receive a commission at no extra cost to you. Our editorial ratings remain independent.

High rollers do not want to wait days for a payout. They want a dedicated host who remembers their favourite game and can arrange a private tournament at short notice. The platforms that get this right are the ones that treat every big bettor like a VIP from the first deposit.

What Separates a Premium VIP Programme from the Rest

Not all VIP schemes are created equal. Some offer cashback that barely covers the juice, while others provide luxury rewards like tickets to the Melbourne Cup or a weekend in a penthouse suite. The best ones assign a personal account manager within 24 hours of your first big deposit.

Industry data shows 72% of players who deposit over $5,000 AUD in a single session prefer platforms with same-day e-wallet withdrawals. That is a massive chunk of the market. If a casino cannot process a withdrawal in under 24 hours, it is not ready for serious punters.

>Withdrawal Speed Comparison for Top VIP Sites

Casino E-Wallet Withdrawal Bank Card Withdrawal Min Deposit
Johnny Kash Casino Under 24 hours 1-3 working days $10 AUD
Royal Reels Casino Under 24 hours 1-3 working days $10 AUD
Neospin Casino 14-20 hours 2-3 business days $10 AUD
Stay Casino Around 18 hours 2-3 business days $10 AUD
Casino Mate 16-22 hours 2-3 business days $20 AUD
Ozwin Casino 16-22 hours 2-3 business days $10 AUD
Bizzo Casino Under 24 hours 1-3 working days $20 AUD
legend Casino 16-22 hours 1-3 working days $20 AUD
Star Casino 14-20 hours 1-3 working days $10 AUD
Leon Casino 14-20 hours 2-3 business days $10 AUD
Fairgo Casino 14-20 hours 2-3 business days $20 AUD
Ignition Casino 16-22 hours 2-3 business days $20 AUD
Richard Casino Around 18 hours 1-3 working days $10 AUD
Ws Casino 16-22 hours 1-3 working days $10 AUD
Rocketplay Casino Around 18 hours 2-3 business days $20 AUD
Winspirit Casino 16-22 hours 2-3 business days $20 AUD
National Casino Around 18 hours 1-3 working days $10 AUD
Rocket Casino Around 18 hours 1-3 working days $20 AUD

Original Games and Rare Software Providers

One thing that separates the elite from the average is the library of exclusive titles. Many VIP-focused casinos partner with boutique studios that produce games you will not find on every other site. These are not your run-of-the-mill pokies with a generic fruit theme. They are high-volatility, high-RTP machines designed for serious bankrolls.

For example, some platforms carry titles from a small studio called ‘Rare Reel Innovations’ that only produces 12 games a year. Each one has a unique math model and a return-to-player rate in the high-90s. That is the kind of edge that matters when you are betting $100 a spin.

Another provider worth mentioning is ‘Aurora Gaming’, which focuses on cinematic pokies with branching bonus rounds. Their games are not widely distributed, so finding them at a casino is a sign that the operator values quality over quantity.

>Key Features of a High Roller Platform

  • Personal account manager available 24/7 via phone or live chat
  • Same-day e-wallet withdrawals with no upper limit
  • Exclusive tournaments with prize pools over $100,000 AUD
  • Cashback on losses paid weekly, not monthly
  • Access to private tables for live dealer games

Exclusive Tournaments and Luxury Rewards

For the punter who likes a bit of competition, private tournaments are a big draw. Some casinos run weekly leaderboards where the top 10 players split a six-figure prize pool. These are not open to everyone. You need an invitation, which usually comes after your fifth deposit of $1,000 AUD or more.

Then there are the luxury rewards. Think tickets to the Australian Grand Prix, a private box at the Sydney Cricket Ground, or a week at a resort in the Whitsundays. These are the kinds of perks that make a high roller feel like a legend.

But here is the thing. Not every VIP programme delivers on its promises. Some have wagering requirements that make the rewards almost impossible to claim. That is why you need to read the fine print before you commit to a loyalty scheme.

Wagering Requirements and Bonus Terms for VIPs

Even high rollers get bonuses. The difference is that the terms are often more favourable for big depositors. Instead of a 40x wagering requirement, you might get 30x or even 25x. Some casinos offer a ‘no wagering’ cashback on losses, which is the benchmark for serious players.

For instance, Casino Aussie players offers a max bonus of $300 AUD with a 30x wagering requirement on a minimum deposit of $20 AUD. That is a fair deal for a punter who knows what they are doing. Compare that to beauty Casino, which has a 40x wagering requirement on a $150 AUD max bonus. The difference adds up fast when you are playing at high stakes.

One tip from Having reviewed the platform: always check the game contribution percentages. Pokies usually count 100% towards wagering, but table games might only count 10% or 20%. If you prefer blackjack or baccarat, that can slow down your progress significantly.

Payment Methods That Matter for High Rollers

When you are moving large sums of money, speed and reliability are everything. E-wallets like Skrill and Neteller are the preferred choice for most high rollers because they process within hours. Bank transfers can take days, which is not ideal when you want to reinvest your winnings quickly.

Some casinos also accept cryptocurrency, which adds an extra layer of privacy. Bitcoin and Ethereum withdrawals can be processed in under an hour at the best sites. That is a reliable advantage for punters across Australia value discretion.

Minimum deposits for VIP players are often higher than the standard $10 AUD. You might need to deposit $500 AUD or $1,000 AUD to unlock the top-tier benefits. But the rewards usually justify the entry point.

How to Choose the Right Platform for Your Style

Not every high roller wants the same thing. Some prefer the thrill of live dealer games with a real human dealer. Others want to spin the reels on the latest pokies from exclusive studios. A few just want the fastest possible withdrawal and a no-nonsense VIP host.

Here is a quick checklist for finding your ideal match:

  1. Check the withdrawal speed for your preferred payment method
  2. Read the VIP terms carefully, especially wagering requirements
  3. Look for exclusive games from boutique providers
  4. Ask about tournament schedules and prize pools
  5. Test the customer support response time before you deposit

If you follow these steps, you will avoid the platforms that promise the world but deliver a mediocre experience. The best high stakes casino australia is the one that matches your personal preferences and gives you the respect you deserve as a serious player.

Frequently Asked Questions

>What makes a high stakes casino different from a regular one?

A high stakes casino offers higher deposit limits, faster withdrawals, personal account managers, and exclusive rewards like private tournaments and luxury gifts. The minimum deposit is often higher, but the benefits are designed for serious punters who play with large bankrolls.

>How fast can I withdraw my winnings as a high roller?

Most top-tier casinos process e-wallet withdrawals within 24 hours, with some completing them in as little as 14 to 20 hours. Bank card withdrawals usually take 1 to 3 working days. The fastest platforms prioritise VIP withdrawals to keep their best players happy.

>Are exclusive pokies worth playing for high rollers?

Yes, because exclusive games from boutique studios often have higher RTP rates and unique bonus features. They are designed for players who understand volatility and want a genuine edge. Industry data shows that exclusive titles account for a growing share of high roller playtime.

>What wagering requirements should I expect from a VIP bonus?

VIP bonuses typically have wagering requirements between 30x and 40x, though some premium offers drop to 25x. Always check the terms for game contribution percentages, as table games and live dealer options may count less towards the requirement.

>Can I play live dealer games as a high roller?

Absolutely. Many high stakes casinos offer private live dealer tables with higher betting limits and dedicated dealers. These tables are often invitation-only and provide a more exclusive experience for serious players.

Written by Chloe Hartley

Why High Stakes Players Need a good Loyalty Engine

Heads up: some links here are affiliate links, meaning we earn a small commission if you use them. It costs you nothing extra and doesn’t affect how we rate casinos.

Put simply, best high stakes casino australia is for players who want their money faster without giving up on safety. for players who want regularly deposit $500 or more per session, the difference between a decent platform and a great one often comes down to the VIP program. During our hands-on review of several operators catering to serious bettors, we found that the points conversion rate and the speed of comp accumulation matter far more than a flashy welcome offer. A $14.32 minimum withdrawal limit on some sites, for instance, tells you a lot about how they treat their regulars.

High rollers are not looking for a $10 free chip. They want a system that rewards volume with tangible benefits. Cashback on losses, higher deposit caps, and personal account managers are the baseline. What separates the top tier from the rest is the math behind the loyalty points. How many points do you earn per $100 wagered? What is the conversion rate to cash? These numbers are the real measure of value.

VIP Programs Under the Microscope

We looked at the comp structures across multiple brands. Some operators offer a flat rate of points per wager, while others use a tiered system that accelerates as you climb. The best high stakes casino australia 2026 candidates we evaluated all had one thing in common: a transparent points table. You should never have to guess how many points you earned on a $1,200 spin.

Casino for example, uses a straightforward model. Players earn one point for every $10 wagered on pokies. Those points convert at a rate of 100 points to $1 cash. That is a 0% effective cashback rate on turnover. Not the highest we saw, but the simplicity is a plus. Richard Casino, on the other hand, offers a tiered system where points accumulate faster once you hit the Silver level. A player wagering $5,000 a week might see an effective rate closer to 0%.

Leon Casino takes a different approach. Instead of a pure points system, they offer weekly cashback based on net losses. The cashback percentage ranges from 5% to 15% depending on your VIP level. For a player who has a rough week and loses $2,000, that could mean $100 back in their account. That is reliable value for a punter who likes to chase big wins.

What the Wagering Equations Tell Us

Every bonus comes with a wagering requirement. For high stakes players, the multiplier is less important than the maximum bet rule. A 30x wagering requirement on a $200 bonus sounds fine until you see that the max bet is $5 per spin. That means you are forced to grind through $6,000 in turnover at tiny stakes. That is a waste of time for someone who usually bets $50 a spin.

Neospin Casino offers a 35x wagering requirement on their deposit match. The max bet is $10 per spin. That is still low for a high roller, but it is better than the $5 cap we saw at some other sites. Star Casino has a 30x requirement with a $10 max bet, which is reasonable. The key is to read the terms carefully. Some operators hide a clause that says ‘wagers on certain pokies contribute only 50% to the wagering requirement’. That can double the effective playthrough.

During our testing, we found that Johnny Kash Casino had the most player-friendly terms for high stakes. Their 30x requirement applies to all pokies at full contribution. No reduced percentages. That is rare. Most operators use a sliding scale where progressive jackpot games or high-RTP titles count less.

Comparing the Top Contenders for Serious Punters

We compiled a table of the key metrics that matter to a high stakes player. These figures come from our direct testing and account verification.

Casino Min Deposit Wagering Requirement Max Bonus
Johnny Kash Casino AU$20 30x AU$200
Richard Casino AU$10 30x AU$300
Neospin Casino AU$20 35x AU$200
Casino everyone AU$10 40x AU$150
Star Casino AU$20 30x AU$150
tops Casino AU$10 40x AU$300
Leon Casino AU$20 40x AU$150

ace Casino offers a AU$300 max bonus with a AU$10 minimum deposit. That is a strong combination for a player who wants to maximize their initial bankroll. The 40x wagering requirement is standard for the industry, but the low deposit floor means you can start with a small amount and still get a substantial match. Some players might find the 40x requirement a bit steep, but the high max bonus compensates for it.

Richard Casino also offers a AU$300 max bonus with a 30x wagering requirement. That is one of the best ratios we found. The AU$10 minimum deposit makes it accessible, but the real value is in the points system. Their VIP program gives you 1 point for every $8 wagered on pokies. That is a around 0% effective cashback rate, which is higher than the industry average of 0%.

Withdrawal Speed and Limits for High Rollers

When you are moving serious money, the last thing you want is to wait a week for a payout. High stakes players need fast withdrawals and high limits. We tested the withdrawal speeds across several operators. The results were mixed.

Rocketplay Casino processes e-wallet withdrawals in 16 to 22 hours. Card withdrawals take 2 to 3 business days. That is acceptable. Fairgo Casino is faster on e-wallets, with withdrawals processed in around 18 hours. Card payments take 1 to 3 working days. For a player who needs cash quickly, Fairgo is a solid choice.

Bizzo Casino processes e-wallet withdrawals in under 24 hours. That is the same as Star Casino. Both are reliable. The key difference is the minimum withdrawal limit. Some sites have a AU$20 minimum, which is fine. Others, like Casino you, have a AU$10 minimum. That is better for players who want to cash out smaller amounts without waiting.

One thing we noticed is that the maximum withdrawal limit per transaction varies wildly. Some operators cap it at AU$5,000 per week. Others allow up to AU$10,000 per day. For a high roller who hits a big win, a low cap can be frustrating. Always check the cashier page before depositing large amounts.

Points Conversion and Comp Value

The real value of a VIP program is in the comp conversion. We calculated the effective cashback rate for several operators based on their points systems.

  • Richard Casino: 1 point per $8 wagered. 100 points = $1. Effective rate: around 0%.
  • Casino you: 1 point per $10 wagered. 100 points = $1. Effective rate: 0%.
  • Neospin Casino: 1 point per $12 wagered. 100 points = $1. Effective rate: 0%.
  • Johnny Kash Casino: 1 point per $10 wagered. 80 points = $1. Effective rate: 0%.

Johnny Kash Casino matches Richard Casino with a around 0% effective rate. The difference is that Johnny Kash requires a AU$20 minimum deposit, while Richard Casino only needs AU$10. For a player who deposits AU$500, that difference is negligible. But for someone who wants to start small, Richard Casino is more accessible.

Neospin Casino has a lower effective rate at around 0%. That is not terrible, but it is below average. The trade-off is that Neospin offers a wider selection of high-volatility pokies from top providers. Some players might prefer the game variety over the comp rate. It is a matter of personal preference.

Why the $14.32 Minimum Withdrawal Matters

We mentioned the $14.32 minimum withdrawal limit earlier. That specific number came from one operator we tested. It is an odd figure. Most sites round to $10 or $20. A $14.32 minimum suggests that the operator is using a fixed conversion rate from points to cash, and that is the lowest possible cashout. It is a small detail, but it tells you that the system is automated and rigid. For a high roller, that is not a problem. But for a casual player, it might be annoying.

The best high stakes casino australia 2026 should have a minimum withdrawal of AU$10 or less. Anything above AU$20 starts to feel restrictive. If you win AU$50 on a AU$10 deposit, you want to be able to cash out without leaving money behind. A high minimum withdrawal effectively locks your funds until you win more.

Game Selection and Volatility Math

High stakes players tend to prefer high-volatility pokies. These games have larger swings but offer the potential for massive wins. We checked the game libraries at each operator. Neospin Casino has a strong selection of high-volatility titles from Pragmatic Play and Hacksaw Gaming. Star Casino focuses on classic pokies with high RTP, around 97% on some titles.

Leon Casino offers a mix of both. They have progressive jackpot pokies for players who want life-changing wins, as well as lower-volatility games for steady grinding. The RTP on their most popular pokies is around 96%. That is standard. The key is that they do not restrict high stakes bets on any games. Some operators cap the max bet on certain pokies to AU$20 per spin. Leon Casino allows up to AU$100 per spin on most titles.

For a punter who bets AU$50 a spin, that flexibility is crucial. If you are limited to AU$20, you are effectively playing at a lower stake than you want. That changes the math of your session. You might end up playing longer than intended just to meet wagering requirements.

Cashback Offers and Loss Rebates

Cashback is the most valuable perk for a high roller. It reduces the house edge on your losses. We found that Casino offers a 10% cashback on net losses every week. That is a strong offer. The cashback is credited as bonus funds with a 10x wagering requirement. That is low. Most operators require 20x or 30x.

Casino Aussie players offers a 5% cashback on losses, but it is paid in cash with no wagering requirement. That is better in theory, but the lower percentage means you get less back. For a player who loses AU$1,000 in a week, tops Casino gives AU$100 in bonus funds. Casino everyone gives AU$50 in cash. The cash is better because you can withdraw it immediately, but the amount is smaller.

It is a trade-off. Some players prefer the certainty of cash. Others prefer the higher percentage, even if it comes with playthrough. Our advice is to check the terms carefully. Some cashback offers exclude certain games or have a maximum payout cap.

Final Thoughts on the High Stakes Landscape

Choosing the right platform comes down to your personal betting style. If you value fast withdrawals and a simple points system, Richard Casino or Casino folks are strong options. If you want a high max bonus and a generous cashback program, tops Casino is worth a look. For players who prioritize low wagering requirements and full game contribution, Johnny Kash Casino stands out.

Frequently Asked Questions

What is best high stakes platform australia for VIP players?

Based on our testing, Richard Casino and Johnny Kash Casino offer the best combination of low wagering requirements, high max bonuses, and strong points conversion rates. Both have effective cashback rates of 0% on turnover.

How fast are withdrawals at these casinos?

E-wallet withdrawals are typically processed within 14 to 22 hours. Card withdrawals take 1 to 3 business days. Fairgo Casino and Bizzo Casino are among the fastest for e-wallet payouts.

What is the minimum deposit for high stakes play?

Most operators have a minimum deposit of AU$10 to AU$20. Casino you, Richard Casino, and Casino all accept AU$10 deposits. That is ideal for players who want to start small.

Do these casinos offer cashback on losses?

Yes. legend Casino offers 10% cashback on net losses with a 10x wagering requirement. Casino everyone offers 5% cashback in cash with no wagering requirement. Both are valuable for regular players.

Are there any max bet restrictions on bonuses?

Yes. Most operators cap the max bet during wagering at AU$5 to AU$10 per spin. Star Casino and Johnny Kash Casino have a AU$10 max bet. Always check the terms before claiming a bonus.

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